1st Rate - Rewards Checking
Monthly requirements per statement cycle:
Online banking + receive e-statement + 1 direct deposit + 15 debit card transactions
- 3.00% annual percentage yield* (APY) paid on balances up to $25,000.00
- 0.25% APY paid on balanced over $25,000.00
- If account does not meet requirements during monthly cycle a 0.25% APY will be earned on entire balance
- $100.00 minimum opening balance
- No minimum balance requirement
- No monthly service charge
- Rates are effective Dec 7, 2009 and are subject to change at any time
- Some restrictions may apply
* Annual Percentage Yield
1st Exclusive Checking
- No minimum balance required
- Maintenance fee waived at this time
- Unlimited check writing
- Exclusive VISA Debit Card (Classic) or ATM Card available upon approval
- Check images included with statement at no charge
- $100.00 minimum opening deposit
1st Exclusive Checking Bundle
Includes 1st Exclusive Checking, 1st Select Savings, Online Banking, Bill Pay, and Exclusive Debit Card (Classic)
*By selecting each of these products as a group (bundle) you receive:
- 1st order of “Logo Checks” Free
- Free Cashier’s Checks
- Free Money Orders
- 25% discount on annual rent fee for Safe Deposit Box
- Upgrade to Executive Debit Card (Gold)
1st Senior Checking
No minimum balance required
- Offered to persons 50 and over
- No minimum balance requirements
- No maintenance fee
- Unlimited check writing
- “Logo” checks free (minimum order)
- Exclusive VISA Debit Card (Classic) or ATM Card available upon approval
- Check images included with statement at no charge
- $100.00 minimum opening deposit
1st Executive Checking
- Earns competitive rate of interest on collected balances of $1,500.00 or more
- Unlimited check writing
- Executive VISA Debit Card (Gold) or ATM Card available upon approval
- $1,000.00 minimum opening deposit
- $1,500.00 minimum to earn interest
- Monthly maintenance fee of $10.00 (if minimum daily balance of $1,000.00 not met)
- Check images included with statement at no charge
- Free Cashier’s Checks, Money Orders, Travelers Checks, Notary Services, and 25% discount on annual rent fee for Safe Deposit Box
1st Elite Checking
- Primary account needed for relationship with 1st Elite Savings
- $5,000.00 minimum opening deposit
- $5,000.00 minimum to earn interest
- Earns interest on collected balances of $5,000.00 or more-paid monthly
- Unlimited check writing
- Check images included with statement at no charge
- Free Cashier’s Checks, Money Orders, & Traveler’s Checks
- Free 1st Bank Yuma Elite Checks (one box per order)
- Monthly maintenance fee of $15.00 if minimum daily balance of $5,000.00 not met or combined balance of $25,000.00 – excluding CD’s
1st Premium Money Market Account
- Tiered interest rates based on balance ranges beginning at collected balances of $1,500.00. Tiered Structure - $1,500; $10,000; $25,000; $50,000;+ and $100,000+
- Unlimited withdrawals in person. Federal Regulations require a limit of 6 preauthorized withdrawals per month.
- $1,000.00 minimum opening deposit
- $1,500.00 minimum to earn interest
- Monthly Maintenance fee of $10.00 if minimum daily balance of $1,000.00 not met
- Excessive Transactions $10.00
VISA Debit and ATM Cards
Access your accounts by ATM using your VISA Debit Card or ATM Card and personal identification number, 24 hours a day, to:
- Withdraw cash from checking or savings accounts
- Check your account balances
- Make deposits or transfer funds to checking and savings accounts
- Cards are provided free of charge to qualified customers
- Deductions are automatic from your checking or savings account
- Transactions are listed on your monthly statements
- VISA Debit Card gives you access to cash worldwide, wherever VISA is accepted
- VISA Debit Card is accepted like a credit card, but your purchases are deducted from your checking account
- Lost or Stolen Cards – call 1-800-535-8440