First Bank of Yuma - Yuma, Arizona

 

 

  Telephone Banking:
  1-866-422-6598
  (24 Hour Automated Service)
 
  Lost/Stolen Bankcards:
  1-800-535-8440
 
  Toll Free Bank Telephone:
  1-866-384-3226
 
  Routing Number:
  122105906
 

 

 

Savings Accounts

1st Select Savings

  • Interest earned on daily collected balances and compounded quarterly
  • Quarterly statement (monthly if Electronic Funds Transaction activity occurs)
  • $100.00 minimum opening deposit
  • $100.00 minimum to earn interest
  • Maintenance Fee $3.00 (if minimum daily balance of $300.00 not met and no eStatement)
  • Federal Regulations require a limit of 6 pre-authorized withdrawals per month.
  • 3 in-house withdrawals per month are permitted at no charge.
  • Excessive in-house withdrawals (more than 3 per month) $3.00 each.

1st Rewards Savings

  • Designed to help customers save for special occasions
  • Interest earned on daily collected balance and paid quarterly
  • $100.00 minimum opening deposit
  • $100.00 minimum to earn interest
  • $100.00 minimum to keep account open
  • No Maintenance Fee
  • Additional deposits may be made at any time, in any amount
  • Balance minus $100.00 (minimum to keep account open) is transferred annually to a designated 1st Bank Yuma account – on the day that you choose.
  • 1 Free withdrawal per year
  • Excessive withdrawal fee of $10.00 per transaction

1st Elite Savings

  • *Relationship Account Only - 1st Elite Checking Account required
  • $50,000.00 minimum opening balance
  • $50,000.00 minimum to earn interest
  • No maintenance fee
  • Interest earned on daily collected balance of $50,000.00 or more and compounded quarterly
  • Tiered interest rates based on balance ranges beginning at $50,000.00
  • Tiered structure: $50,000; $100,000; $250,000; $500,000+
  • Quarterly statement (monthly if electronic transactions occur)
  • Federal Regulations require a limit of 6 Pre-Authorized withdrawals per month
  • Excessive withdrawal fee of $10.00 each

Certificates of Deposit

  • Minimum deposit $1,000.00
  • Tiered interest rates based on balance range and term. Tiered rate structure - $1,000 and $100,000 (see Rates for current interest rate and annual percentage yield)
  • Term Structure – 7-31 days; 32-89 days; 90-179 days; 180-364 days; 1 year; 18 month; 2 year; 3 year; 4 year; and 5 year
  • Interest can be paid to you monthly, quarterly, semi annually or annually.
  • Interest can be compounded, deposited to a designated 1st Bank Yuma account, or mailed to you by check.
  • Automatically renewable
  • Early Withdrawal Penalties may be imposed for withdrawals before maturity

Individual Retirement Account (IRA)

  • Traditional IRA, Roth IRA, CESA, and SEP available
  • Personal Savings Account or any Certificate of Deposit can be used to open your IRA
  • Interest on IRA-Certificate of Deposit can be paid monthly, quarterly, semi-annually, or annually. Interest on IRA-Savings Account is compounded quarterly
  • Penalties for early withdrawal can be imposed if withdrawal made before maturity on IRA-Certificate of Deposit
  • $100.00 minimum opening deposit for Personal IRA Savings Account
  • $1,000.00 minimum opening deposit for IRA Certificate of Deposit
  • $25.00 Set-up fee
  • $25.00 Closing fee
  • Periodic Statements
  • Annual contributions
  • Optional distributions when age 59 ½ reached
  • Mandatory distributions when age 70 ½ reached
  • Transfers, Rollovers, Direct Rollovers, and Conversions available

For further information on IRA’s, please consult IRS Publication 590, your tax, legal, or financial advisor.

Checking AccountsSavings Accounts
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