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Current Rates
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Effective as of: August 26, 2010
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TYPE OF ACCOUNT
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MINIMUM BALANCE
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INT. RATE
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A.P.Y.
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1st Executive Checking
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$1,500.00
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.25
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.25
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1st Elite Checking
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$5,000.00
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.40
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.40
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1st Rate Rewards Checking
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$25,000.01
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.25
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.25
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*Monthly Requirements Must Be Met
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No Minumum Required
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2.96
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3.00
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1st Business Interest Checking
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$1,500.00
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.25
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.25
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1st Premium Money Market Account-Personal (Tiered Structure)
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$1,500.00
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.10
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.10
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$10,000.00
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.30
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.30
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$25,000.00
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.40
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.40
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$50,000.00
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.50
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.50
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$100,000.00
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.60
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.60
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1st Business Money Market Account-Business (Tiered Structure)
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$2,500.00
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.10
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.10
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$10,000.00
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.30
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.30
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$25,000.00
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.40
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.40
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$50,000.00
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.50
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.50
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$100,000.00
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.60
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.60
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1st Select Savings (Personal)
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$100.00
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.40
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.40
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1st Select Business Savings
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$100.00
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.40
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.40
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1st Elite Savings-Personal
(Tiered Structure)
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$50,000.00
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.50
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.50
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$100,000.00
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.60
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.60
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$250,000.00
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.70
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.70
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$500,000.00
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.80
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.80
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1st Elite Business Savings
(Tiered Structure)
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$50,000.00
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.50
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.50
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$100,000.00
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.60
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.60
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$250,000.00
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.70
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.70
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$500,000.00
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.80
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.80
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*Monthly Requirements: 1 Direct Deposit, Online Banking, Receive E-statements, and 15 POS transactions per statement cycle. APY = Annual Percentage Yield.
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3.00 % APY paid on balances up to $25,000.
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.25% APY paid on balances over $25,000.
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If account does not meet requirements during monthly cycle a .25% APY will be earned on the entire balance. $100 minimum opening deposit. No minimum balance required. No monthly service charge.
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CERTIFICATES OF DEPOSIT UNDER $100,000.00
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TERM
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MINIMUM DEPOSIT
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INT. RATE
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A.P.Y
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7-31 DAY
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$1,000.00
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.10
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.10
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32-89 DAY
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$1,000.00
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.15
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.15
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90-179 DAY
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$1,000.00
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.20
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.20
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180-364 DAY
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$1,000.00
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.35
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.35
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1 YEAR
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$1,000.00
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.55
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.55
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18 MONTH
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$1,000.00
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.65
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.65
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2 YEAR
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$1,000.00
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0.90
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0.90
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3 YEAR
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$1,000.00
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1.25
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1.26
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4 YEAR
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$1,000.00
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1.45
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1.46
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5 YEAR
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$1,000.00
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1.75
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1.76
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RATES ARE SUBJECT TO CHANGE AT OUR SOLE DISCRETION. Please call us at (928) 783-3334 to verify updated rates and Annual Percentage Yields.
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Fees could reduce the earnings on these accounts. Early withdrawal penalties may be imposed.
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CERTIFICATES OF DEPOSIT OVER $100,000.00
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TERM
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MINIMUM DEPOSIT
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INT. RATE
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A.P.Y
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7-31 DAY
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$100,000.00
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.20
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.20
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32-89 DAY
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$100,000.00
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.25
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.25
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90-179 DAY
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$100,000.00
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.30
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.30
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180-364 DAY
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$100,000.00
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.45
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.45
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1 YEAR
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$100,000.00
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.65
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.65
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18 MONTH
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$100,000.00
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.75
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.75
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2 YEAR
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$100,000.00
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1.00
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1.00
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3 YEAR
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$100,000.00
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1.35
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1.36
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4 YEAR
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$100,000.00
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1.55
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1.56
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5 YEAR
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$100,000.00
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1.85
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1.86
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RATES ARE SUBJECT TO CHANGE AT OUR SOLE DISCRETION. Please call us at (928) 783-3334 to verify updated rates and Annual Percentage Yields.
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Fees could reduce the earnings on these accounts. Early withdrawal penalties may be imposed.
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