Business Checking

Business Banking Services

Business Checking

Specialized checking accounts mean more extras where you need them the most. Low opening deposit? We’ve got it. Checking that pays you interest? We have that too.

1st Business Checking

Earns InterestMin to OpenMin BalanceOnline BankingStatements
$100* $0
  • Ideal for small businesses and organizations with minimal activity
  • Detailed statements mailed at month-end
  • Free check images included with statement
  • 200 overall transaction per month (includes deposits, checks, and debits)
  • Excessive transactions: $1.00 each
  • $5.00 monthly maintenance fee
  • Monthly fee waived with eStatement
  • No minimum balance requirements
  • Online banking – No Charge
  • Bill Pay
  • Business MASTERCARD Debit Card

1st Analysis Checking

Earns InterestMin to OpenMin BalanceOnline BankingStatements
$500* $0
  • Designed for commercial businesses requiring specialized services; multiple accounts can be combined to offset activity fees
  • Earnings credit based on collected balance (minus 10% reserve requirement) which helps offset actvity fees
  • Detailed statement mailed at month-end
  • Free check images included with statement
  • If transaction costs exceed earnings credit:
    • Monthly maintenance fee of $12.00
    • .14 per debit
    • .35 per deposit
    • .06 per deposited item
    • Online Banking – No Charge
    • Bill Pay
    • See schedule of Fees and Service Charges for additional services available

1st Business Interest Checking

Earns InterestMin to OpenMin to earn InterestOnline BankingStatements
$1,000* $1,500
  • Available to sole proprietors, non-profit organizations and government agencies
  • Earns interest on Daily Collected Balances - paid monthly
  • Unlimited check writing
  • Monthly maintenance fee of $12.00 (if minimum balance of $1,500.00 not met)
  • Detailed statement mailed at month-end
  • Free check images included with statement
  • Online Banking – No Charge
  • Bill Pay

1st Business Money Market Account

Earns InterestMin to OpenMin to earn InterestOnline BankingStatements
$1,000* $2,500
  • Tiered interest rates based on balance ranges beginning at collected balance of $2,500.00. Tiered Structure - $2,500; $10,000; $25,000; $50,000; $100,000+
  • Federal Regulations require a limit of 6 preauthorized withdrawals per month
  • Interest paid monthly on daily collected balance
  • Monthly maintenance fee of $10.00 (if minimum daily balance of $1,500.00 not met)
  • Excessive transactions: $10.00 each after 6
  • Detailed statement mailed at month-end
  • Free check images included with statement
  • See Terms and Conditions Brochure for Additional Limitations

*Fees and minimum opening balance may differ for our Nogales Branch. Please contact our branch at (520) 397-9220.