VISA Debit and Credit Cards

Personal Banking Services

Credit and Debit Cards

VISA Debit and ATM Cards

Access your accounts by ATM using your VISA Debit Card or ATM Card and personal identification number, 24 hours a day.

  • Withdraw cash from checking or savings accounts
  • Check your account balances
  • Make deposits or transfer funds to checking and savings accounts
  • Cards are provided free of charge to qualified customers
  • Deductions are automatic from your checking or savings account
  • Transactions are listed on your monthly statements
  • VISA Debit Card gives you access to cash worldwide, wherever VISA is accepted
  • VISA Debit Card is accepted like a credit card, but your purchases are deducted from your checking account
Lost or Stolen Cards
call 1-800-535-8440

Credit Cards

1st Bank Yuma has partnered with TIB Card Services to provide a full set of personal credit card options

Personal Credit Card

We make it easy to choose the credit card that is right for you - Low Rate or Preferred Points Rewards. It's the only card you need for everything you need to do.

Personal Card - Low Rate

Benefits

  • 24-hour toll-free live customer assistance available at 800-367-7576.
  • Online account information available 24/7 at www.cardaccount.net
  • Rental car collision damage waiver protection and a host of extraordinary MasterCard®  benefits (see 'Extraordinary benefits' area).
  • Unlike some card offers, the APR* for purchases and cash advances is the same. We do not charge a higher rate for cash advances.

Features

  • No annual fee.
  • Low introductory rate for the first six months.*
  • Competitive ongoing APR.*
  • 25-day interest-free grace period on all purchases. No grace period on cash advances.

Fees

Personal Card - World / Preferred Points Rewards

Benefits

  • Redeem your rewards points for cash-back awards, retail gift cards, travel and a wide variety of merchandise including cameras, mp3 players, home theater systems, portable DVD players, sporting equipment, jewelry, luggage, electronics, video game equipment, gift cards and more.
  • To view or redeem rewards points, visit www.mypreferredpoints.com or call 866-678-5191.
  • 24-hour toll-free live customer assistance available at 800-367-7576.
  • Online account information available 24/7 at www.cardaccount.net
  • Rental car collision damage waiver protection and a host of extraordinary MasterCard®  benefits (see 'Extraordinary benefits' area).
  • Unlike some card offers, the APR* for purchases and cash advances is the same. We do not charge a higher rate for cash advances.

Features

  • Earn points that you can redeem for rewards. Earn one point for each dollar spent, up to 10,000 points per month.
  • No annual fee.
  • Low introductory rate for first six months.*
  • Competitive ongoing APR.*
  • 25-day interest-free grace period on all purchases. No grace period on cash advances.

Fees

Extraordinary benefits with MasterCard® including:

  • Concierge Service**
  • Price Protection
  • Baggage Delay Insurance
  • Car Rental Collision Damage Waiver Insurance
  • Extended Warranty
  • Travel Assistance
  • Roadside Assistance
  • Purchase Assistance
  • Travel Accident Insurance
  • Certain restrictions apply detailed in the applicable benefits brochure received with new card.

To Apply Now

  • Download the PDF application
  • Type the information and then print the application (you cannot save the document, so print an extra copy for yourself), or print it and then complete it using a blue or black pen. Paper applications are also available at our local branch office.
  • Fax your completed application to the Card Service Center at 877-809-9162.

Or mail your completed application to:

Card Service Center
PO Box 569120
Dallas, TX 75356-9120

*Please see application for information about current APRs and fees.

**Concierge Services available with World MasterCard® only.