MASTERCARD Debit and Credit Cards

Personal Banking Services

Credit and Debit Cards

Mastercard® Debit and ATM Cards

Access your accounts by ATM using your Mastercard® Debit Card or ATM Card and personal identification number, 24 hours a day.

  • Withdraw cash from checking or savings accounts
  • Check your account balances
  • Make deposits or transfer funds to checking and savings accounts
  • Cards are provided free of charge to qualified customers
  • Deductions are automatic from your checking or savings account
  • Transactions are listed on your monthly statements
  • Mastercard® Debit Card gives you access to cash worldwide, wherever Mastercard® is accepted
  • Mastercard® Debit Card is accepted like a credit card, but your purchases are deducted from your checking account
Lost or Stolen Cards
call 1-800-383-8000

Credit Cards

1st Bank Yuma has partnered with TIB Card Services to provide a full set of personal credit card options

Personal Credit Card

We make it easy to choose the credit card that is right for you - Low Rate or Preferred Points Rewards. It's the only card you need for everything you need to do.

Personal Card - Low Rate

Features

  • No annual fee.
  • Low introductory rate for the first six months.*
  • Competitive ongoing APR.*
  • 25-day interest-free grace period on all purchases. No grace period on cash advances.

Benefits

  • 24-hour toll-free live customer assistance available at 800-367-7576.
  • Car rental insurance coverage and a host of extraordinary Mastercard® benefits (see 'Extraordinary benefits' area).
  • Unlike some card offers, the APR* for purchases and cash advances is the same. We do not charge a higher rate for cash advances.

Fees

Personal Card - World / Preferred Points Rewards

Features

  • Earn points that you can redeem for rewards. Earn one point for each dollar spent, up to 10,000 points per month.
  • No annual fee.
  • Low introductory rate for first six months.*
  • Competitive ongoing APR.*
  • 25-day interest-free grace period on all purchases. No grace period on cash advances.

Benefits

  • Redeem your rewards points for cash-back awards, retail gift cards, travel and a wide variety of merchandise including cameras, home theater systems, portable DVD players, sporting equipment, jewelry, luggage, electronics, video game equipment, gift cards and more.
  • To view or redeem rewards points, visit www.mypreferredpoints.com or call 866-678-5191.
  • 24-hour toll-free live customer assistance available at 800-367-7576.
  • Car rental insurance coverage and a host of extraordinary Mastercard®  benefits (see 'Extraordinary benefits' area).
  • Unlike some card offers, the APR* for purchases and cash advances is the same. We do not charge a higher rate for cash advances.

Fees

Extraordinary benefits with Mastercard® including:

  • Airport Concierge
  • ID Theft Protection
  • Global Services
  • Cell Phone Coverage**
  • Travel & Lifestyle Services**
  • Online shopping/delivery discounts** 

Certain restrictions apply detailed in the applicable benefits brochure received with new card.

To Apply Now

  • Download the PDF application
  • Type the information and then print the application (you cannot save the document, so print an extra copy for yourself), or print it and then complete it using a blue or black pen. Paper applications are also available at our local branch office.
  • Fax your completed application to the Card Service Center at 877-809-9162.

Or mail your completed application to:

Card Service Center
PO Box 569120
Dallas, TX 75356-9120

*Please see application for information about current APRs and fees.

**Mastercard® World cardholders only.