Current Rates

Deposit Rates

Effective as of: April 01, 2013

Download Rates

Checking and Savings Accounts

Type of AccountMin BalanceInt RateAPY
1st Executive Checking $1,500 .05% .05%
1st Elite Checking $5,000 .10% .10%
1st Rate Rewards Checking $25,000.01 .05% .05%
 *Monthly Requirements Must Be Met No Min Required 2.96% 3.00%
1st Exclusive Business Interest Checking $0.01 .05% .05%
1st Business Interest Checking $1,500 .05% .05%
1st Interest Analysis Checking $0.01 .05% .05%
1st Premium Money Market Account - Personal $1,500 .01% .01%
$10,000 .04% .04%
$25,000 .09% .09%
$50,000 .10% .10%
$100,000 .15% .15%
1st Business Money Market Account - Business $2,500 .01% .01%
$10,000 .04% .04%
$25,000 .09% .09%
$50,000 .10% .10%
$100,000 .15% .15%
1st Select Savings - Personal $100 .05% .05%
1st Select Business Savings $100 .05% .05%
1st Elite Savings - Personal $50,000 .10% .10%
$100,000 .15% .15%
$250,000 .20% .20%
$500,000 .25% .25%
1st Elite Business Savings $50,000 .10% .10%
$100,000 .15% .15%
$250,000 .20% .20%
$500,000 .25% .25%

* Monthly Requirements:

RATES ARE SUBJECET TO CHANGE AT OUR SOLE DISCRETION. Please call us at (928)783-3334 to verify updated rates and Annual Percentage Yields.

Fees could reduce the earnings on these accounts

APY = Annual Percentage Yield.

3.00% APY paid on balances up to $25,000.

.05% APY paid on balance over $25,000.

If account does not meet requirements during monthly cycle a .05% APY will be earned on the entire balance. $100 minimum opening deposit. No minimum blanance required. No monthly service charge. Must be a Yuma County resident to open this account.

Certificates of Deposit Under $100,000

TermMin DepositInt RateAPY
7-31 Day $1,000 .05% .05%
32-89 Day $1,000 .05% .05%
90-179 Day $1,000 .05% .05%
180-364 Day $1,000 .10% .10%
1 Year $1,000 .25% .25%
18 Month $1,000 .25% .25%
2 Year $1,000 .35% .35%
3 Year $1,000 .55% .55%
4 Year $1,000 .65% .65%
5 Year $1,000 .75% .75%

RATES ARE SUBJECET TO CHANGE AT OUR SOLE DISCRETION. Please call us at (928)783-3334 to verify updated rates and Annual Percentage Yields.

Fees could reduce the earnings on these accounts. Early withdrawal penalties may be imposed.

APY = Annual Percentage Yield.

Certificates of Deposit Over $100,000

TermMin DepositInt RateAPY
7-31 Day $100,000 .10% .10%
32-89 Day $100,000 .10% .10%
90-179 Day $100,000 .10% .10%
180-364 Day $100,000 .13% .13%
1 Year $100,000 .25% .25%
18 Month $100,000 .30% .30%
2 Year $100,000 .40% .40%
3 Year $100,000 .60% .60%
4 Year $100,000 .70% .70%
5 Year $100,000 .80% .80%

RATES ARE SUBJECET TO CHANGE AT OUR SOLE DISCRETION. Please call us at (928)783-3334 to verify updated rates and Annual Percentage Yields.

Fees could reduce the earnings on these accounts. Early withdrawal penalties may be imposed.

APY = Annual Percentage Yield.