Savings

Personal Banking Services

Savings Accounts

Build your personal savings with a return you can count on. Get started with a Savings Account that offers plenty of additional features. Easily transfer funds, make scheduled automatic deposits, and watch your money grow.

1st Select Savings

Earns InterestMin to OpenMin to Earn InterestOnline BankingeStatements
$100 $100
  • Interest earned on daily collected balances and compounded quarterly
  • Quarterly statement (monthly if Electronic Funds Transaction activity occurs)
  • Maintenance Fee $3.00 (if minimum daily balance of $300.00 not met and no eStatement)
  • Federal Regulations require a limit of 6 pre-authorized withdrawals per month
  • 3 in-house withdrawals per month are permitted at no charge
  • Excessive in-house withdrawals (more than 3 per month) $3.00 each
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1st Rewards Savings

Earns InterestMin to OpenMin to Earn InterestOnline BankingeStatements
$100 $100
  • Designed to help customers save for special occasions
  • Interest earned on daily collected balance and paid quarterly
  • $100.00 minimum to keep account open
  • No Maintenance Fee
  • Additional deposits may be made at any time, in any amount
  • Balance minus $100.00 (minimum to keep account open) is transferred annually to a designated 1st Bank Yuma account – on the day that you choose.
  • 1 Free withdrawal per year
  • Excessive withdrawal fee of $10.00 per transaction
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1st Elite Savings

Earns InterestMin to OpenMin to Earn InterestOnline BankingeStatements
$50,000 $50,000
  • *Relationship Account Only - 1st Elite Checking Account required
  • Interest earned on daily collected balance of $50,000.00 or more and compounded quarterly
  • No Maintenance Fee
  • Tiered interest rates based on balance ranges beginning at $50,000.00
  • Tiered structure: $50,000; $100,000; $250,000; $500,000+
  • Quarterly statement (monthly if electronic transactions occur)
  • Federal Regulations require a limit of 6 Pre-Authorized withdrawals per month
  • Excessive withdrawal fee of $10.00 each
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