Personal Debit & Credit Cards

Lost or Stolen Cards: 1-800-383-8000

Mastercard® Debit and ATM Cards

Access your accounts by ATM using your Mastercard® Debit Card or ATM Card and personal identification number, 24 hours a day.

  • Withdraw cash from checking or savings accounts
  • Check your account balances
  • Make deposits or transfer funds to checking and savings accounts
  • Cards are provided free of charge to qualified customers
  • Deductions are automatic from your checking or savings account
  • Transactions are listed on your monthly statements
  • Mastercard® Debit Card gives you access to cash worldwide, wherever Mastercard® is accepted
  • Mastercard® Debit Card is accepted like a credit card, but your purchases are deducted from your checking account

We have added security through the SHAZAM Brella with Card Block. Enrolling in SHAZAM Brella allows you to receive a variety of alerts via email or SMS (text)* for various types of transactions, including suspicious transaction alerts. Have peace of mind by blocking a variety of transactions from being approved including:

    • All transactions
    • Phone and internet transactions
    • Transactions over ‘X’ amount
    • International transactions

You can access SHAZAM Brella for free from your laptop, PC or mobile device at https://www.shazambrella.net/ or by downloading the SHAZAM® Brella app today for the safety, speed and convenience of mobile.

Debit Card Security is important to 1st Bank Yuma. Please visit our Debit Card Security page to learn how to better protect yourself from unauthorized purchases. 

Important: Our Mastercard® Debit Cards are issued through SHAZAM who is our debit card processor.

Credit Cards

1st Bank Yuma has partnered with TIB Card Services to provide a full set of personal credit card options.

Personal Card - Low Rate

Features

  • No annual fee.
  • Low introductory rate for the first six months.*
  • Competitive ongoing APR.*
  • 25-day interest-free grace period on all purchases. No grace period on cash advances.

Benefits

  • 24-hour toll-free live customer assistance available at 800-367-7576.
  • Car rental insurance coverage and a host of extraordinary Mastercard® benefits (see 'Extraordinary benefits' area).
  • Unlike some card offers, the APR* for purchases and cash advances is the same. We do not charge a higher rate for cash advances.

Fees

Personal Card - World / Preferred Points Rewards

Features

  • Earn points that you can redeem for rewards. Earn one point for each dollar spent, up to 10,000 points per month.
  • No annual fee.
  • Low introductory rate for first six months.*
  • Competitive ongoing APR.*
  • 25-day interest-free grace period on all purchases. No grace period on cash advances.

Benefits

  • Redeem your rewards points for cash-back awards, retail gift cards, travel and a wide variety of merchandise including cameras, home theater systems, portable DVD players, sporting equipment, jewelry, luggage, electronics, video game equipment, gift cards and more.
  • To view or redeem rewards points, visit www.mypreferredpoints.com or call 866-678-5191.
  • 24-hour toll-free live customer assistance available at 800-367-7576.
  • Car rental insurance coverage and a host of extraordinary Mastercard®  benefits (see 'Extraordinary benefits' area).
  • Unlike some card offers, the APR* for purchases and cash advances is the same. We do not charge a higher rate for cash advances.

Fees

Extraordinary benefits with Mastercard® including:

  • Airport Concierge
  • ID Theft Protection
  • Global Services
  • Cell Phone Coverage**
  • Travel & Lifestyle Services**
  • Online shopping/delivery discounts** 

Certain restrictions apply detailed in the applicable benefits brochure received with new card.

To Apply Now

Apply Now

Download the application:

  • Download the PDF application. 
  • Type the information and then print the application (you cannot save the document, so print an extra copy for yourself), or print it and then complete it using a blue or black pen. Paper applications are also available at our local branch office.
  • Fax your completed application to the Card Service Center at 877-809-9162.

Or mail your completed application to:

Card Service Center
PO Box 569120
Dallas, TX 75356-9120

*Please see application for information about current APRs and fees.

**Mastercard® World cardholders only.

"We love 1st Bank Yuma because they understand our financial needs and our potential for our business to grow. they believed in our model." 
Dr. Santiago , The Pet Clinic