Business Savings

To meet our business customer’s savings needs, we offer a wide range of banking services, including a variety of deposit accounts. Whether you are a small business or a large commercial business, we have the Business Savings accounts that put you 1st. See Terms and Conditions Brochure for Additional Limitations

1st Select Business Savings

  • Interest earned on daily ledger balances and compounded quarterly
  • Quarterly statement (monthly if Electronic Funds Transfer activity occurs)
  • Monthly maintenance fee $3.00 (if minimum daily balance of $300.00 not met)
  • Federal Regulations require a limit of 6 pre-authorized withdrawals per month
  • Excessive withdrawals fee (more than 6 per month) $3.00 each

View Rates & Fees

1st Elite Business Savings

  • No maintenance fee
  • Interest earned on daily ledger balances of $50,000.00 or more and compounded quarterly
  • Tiered interest rates based on balance ranges beginning at $50,000.00
  • Tiered structure. $50,000; $100,000; $250,000; $500,000+
  • Quarterly statements (monthly if electronic transaction occur)
  • Federal Regulations require a limit of 6 pre-authorized withdrawals per month
  • See Terms and Conditions Brochure for Additional Limitations
  • Excessive withdrawal fee (more than 6 per month) $10.00 each

View Rates & Fees

Account Comparisons

Account NameEarns InterestMin to OpenMin to Earn InterestOnline BankingStatements
1st Select Business Savings Yes $100.00* $100.00 Yes Yes
1st Elite Business Savings Yes $50,000.00* $50,000.00 Yes Yes

We are very happy that we switched to 1st Bank Yuma.  We love our banker, Laurie, because of the years of experience and her knowledge. It gives us the confidence and comfort in knowing, we are well taken care of.
Dr. Khadir Osman, Partner – Yuma Cardiac Center