Business Checking
Specialized checking accounts mean more extras where you need them the most. Low opening deposit? We’ve got it. Checking that pays you interest? We have that too.
1st Business Checking
- Ideal for small businesses and organizations with minimal activity
- Detailed statements mailed at month-end
- Free check images included with statement
- 200 overall transaction per month (includes deposits, checks, and debits)
- Excessive transactions: $1.00 each
- $5.00 monthly maintenance fee
- Monthly fee waived with eStatement
- No minimum balance requirements
- Online banking – No Charge
- Bill Pay
- Business MASTERCARD Debit Card
1st Analysis Checking
- Designed for commercial businesses requiring specialized services; multiple accounts can be combined to offset activity fees
- Earnings credit based on ledger balance (minus 10% reserve requirement) which helps offset actvity fees
- Detailed statement mailed at month-end
- Free check images included with statement
- If transaction costs exceed earnings credit:
- Monthly maintenance fee of $12.00
- .14 per debit
- .50 per deposit/.35 per Mobile Deposit
- .20 per deposited item
- Online Banking – No Charge
- Bill Pay
- See schedule of Fees and Service Charges for additional services available
1st Business Interest Checking
- Available to sole proprietors, non-profit organizations and government agencies
- Earns interest on Daily Ledger Balances - paid monthly
- Unlimited check writing
- Monthly maintenance fee of $12.00 (if minimum balance of $1,500.00 not met)
- Detailed statement mailed at month-end
- Free check images included with statement
- Online Banking – No Charge
- Bill Pay
1st Business Money Market Account
- Tiered interest rates based on balance ranges beginning at collected balance of $2,500.00. Tiered Structure - $2,500; $10,000; $25,000; $50,000; $100,000+
- Interest paid monthly on daily ledger balance
- Monthly maintenance fee of $10.00 (if minimum daily balance of $1,500.00 not met)
- Detailed statement mailed at month-end
- Free check images included with statement
- See Terms and Conditions Brochure for Additional Limitations
Account Comparisons
| Account Name | Earns Interest | Min to Open | Min to Earn Interest | Online Banking | Statements |
|---|---|---|---|---|---|
| 1st Business Checking | No | $100.00 | N/A | Yes | Yes |
| 1st Analysis Checking | No | $500.00 | N/A | Yes | Yes |
| 1st Business Interest Checking | Yes | $1,000.00 | $1,500.00 | Yes | Yes |
| 1st Business Money Market Account | Yes | $1,000.00 | $2,500.00 | Yes | Yes |
"I love that 1st Bank Yuma is locally owned. Decisions are made not just on the number but the personnal relationship I have with them. I love their ability with me to always find solution."
Jasen Jones , Owner - JMJ Construction
