Personal Savings Accounts

Build your personal savings with a return you can count on. Get started with a Savings Account that offers plenty of additional features. Easily transfer funds, make scheduled automatic deposits, and watch your money grow.

1st Select Savings

  • Interest earned on daily ledger balances and compounded quarterly
  • Quarterly statement (monthly if Electronic Funds Transaction activity occurs)
  • Maintenance Fee $3.00 (if minimum daily balance of $300.00 not met)

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1st Rewards Savings

  • Designed to help customers save for special occasions
  • Interest earned on daily ledger balance and paid quarterly
  • $100.00 minimum to keep account open
  • No Maintenance Fee
  • Additional deposits may be made at any time, in any amount
  • Balance minus $100.00 (minimum to keep account open) is transferred annually to a designated 1st Bank Yuma account – on the day that you choose.
  • 1 Free withdrawal per year
  • Excessive withdrawal fee of $10.00 per transaction

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1st Elite Savings

  • *Relationship Account Only - 1st Elite Checking Account required
  • Interest earned on daily ledger balance of $50,000.00 or more and compounded quarterly
  • No Maintenance Fee
  • Tiered interest rates based on balance ranges beginning at $50,000.00
  • Tiered structure: $50,000; $100,000; $250,000; $500,000+
  • Quarterly statement (monthly if electronic transactions occur)

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Account Comparison

Account NameEarns InterestMin to OpenMin to Earn InterestOnline BankingEStatements
1st Select Savings Yes $100.00 $100.00 Yes
1st Rewards Savings Yes $100.00 $100.00 Yes Yes
1st Elite Savings Yes $50,000.00 $50,000.00 Yes Yes

"We love 1st Bank Yuma's community involvement and support of non-profit organization like ours. They are locally owned and always willing to support and collaborate for the benefit of our community."
Tori Bourguignon , Amberly's Place