Personal Savings Accounts

Build your personal savings with a return you can count on. Get started with a Savings Account that offers plenty of additional features. Easily transfer funds, make scheduled automatic deposits, and watch your money grow.

1st Select Savings

  • Interest earned on daily ledger balances and compounded quarterly
  • Quarterly statement (monthly if Electronic Funds Transaction activity occurs)
  • Maintenance Fee $3.00 (if minimum daily balance of $300.00 not met)
  • Federal Regulations require a limit of 6 pre-authorized withdrawals per month
  • Excessive withdrawals fee (more than 6 per month) $3.00 each

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1st Rewards Savings

  • Designed to help customers save for special occasions
  • Interest earned on daily ledger balance and paid quarterly
  • $100.00 minimum to keep account open
  • No Maintenance Fee
  • Additional deposits may be made at any time, in any amount
  • Balance minus $100.00 (minimum to keep account open) is transferred annually to a designated 1st Bank Yuma account – on the day that you choose.
  • 1 Free withdrawal per year
  • Excessive withdrawal fee of $10.00 per transaction

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1st Elite Savings

  • *Relationship Account Only - 1st Elite Checking Account required
  • Interest earned on daily ledger balance of $50,000.00 or more and compounded quarterly
  • No Maintenance Fee
  • Tiered interest rates based on balance ranges beginning at $50,000.00
  • Tiered structure: $50,000; $100,000; $250,000; $500,000+
  • Quarterly statement (monthly if electronic transactions occur)
  • Federal Regulations require a limit of 6 Pre-Authorized withdrawals per month
  • Excessive withdrawal fee (more than 6 per month) $10.00 each

View Rates & Fees

Account Comparisions

Account NameEarns InterestMin to OpenMin to Earn InterestOnline BankingEStatements
1st Select Savings Yes $100.00 $100.00 Yes
1st Rewards Savings Yes $100.00 $100.00 Yes Yes
1st Elite Savings Yes $50,000.00 $50,000.00 Yes Yes

"I love 1st Bank Yuma because it is locally owned. The staff is friendly, knowledgeable and goes the extra mile to ensure that my needs are met."
Hilda Rapier & Diana Armstrong - The Hair Loft