Digital Payments

Enjoy a digital way to pay! With 60% of Americans currently using a digital payment service, we recognize the need for digital payments and are excited for you to enjoy the convenience of a digital way to pay!

Time is precious. Digital payments provide a quick and simple way to make secure purchases. Each wallet has its own unique security features and provides you with flexibility on how you choose to pay.

Enhance your shopping experience. To enroll, just find and follow the prompts on your smartphone, then take it for a spin! Your world is digital, and now the way you pay is as well. We support the following digital payment options:

Fitbit Pay™ | Garmin Pay

If you have any questions, stop in or contact us at 1-866-384-3226. Enjoy!

Apple Pay

Add Your Card

Add your card to Apple Pay in three simple steps:

  1. Open the Wallet app.
  2. Tap the plus sign in the upper right corner.
  3. Enter your card's security code to add your credit or debit card affiliated with your iTunes® account. Or, select "Add a different card," and use your iPhone® camera to scan the card information.

Paying in Stores

Apple Pay is the easy, secure way to pay in stores, in apps, and online with your iPhone, Apple Watch®, and iPad®. You can quickly check out with Touch ID® or Face ID® using the devices you carry every day.*

Paying in Apps and on the Web

Use Apple Pay to make purchases in all kinds of apps on your iPhone and iPad. Paying is as simple as selecting Apple Pay at checkout and completing the payment using Face ID or Touch ID. Apple Pay is also the easy, secure way to pay online in Safari® on your iPhone, iPad, and Mac®, as you no longer have to create an account or fill out lengthy forms. Simply pay and go. You can also pay on your MacBook Pro® using Touch ID.*

It's Secure & Private

When you add your 1st Bank Yuma Mastercard to Apple Pay, it assigns a unique Device Account Number instead of your actual card number.

Plus, you can also get added peace of mind with the other security benefits that come with your card - such as Zero Liability Protection** and Mastercard ID Theft Protection™†.

Priceless Surprises®

Surprising benefits...only for Mastercard cardholders

When you pay using your 1st Bank Yuma Mastercard with Apple Pay, you could be surprised. Mastercard has already surprised tens of thousands of cardholders. You could be next.*** Plus, you still get all the rewards and benefits your card provides.

*Apple Pay works with iPhone 6 and later in stores, apps, and websites in Safari; with Apple Watch in stores and apps (requires iPhone 6 or later); with iPad Pro, iPad (5th generation), iPad Air 2, and iPad mini 3 and later in apps and websites in Safari; and with Mac (2012 or later) in Safari with an Apple Pay - enabled iPhone or Apple Watch. For a list of compatible Apple Pay devices, see

**Certain terms, conditions and exclusions apply. To learn more about Zero Liability, visit Contact your issuing financial institution for complete coverage terms and conditions or call 1-800-MASTERCARD for assistance. Applicable to U.S. Cardholders only.

†This benefit is provided by Generali Global Assistance Inc. Certain terms, conditions and exclusions apply. Please see your Guide to Benefits for details or call 1-800-MASTERCARD.

***NO PURCHASE NECESSARY. Void where prohibited. Open to U.S. cardholders 18+ as of promotion start dates. PIN & international transactions ineligible. Restrictions apply. All prizes awarded at the end of the applicable promotion period. Visit for Official Rules and complete details.

Apple, the Apple logo, Apple Pay, Apple Watch, Face ID, iPad, iPad Pro, iPhone, iTunes, Mac, MacBook Pro, Safari, and Touch ID are trademarks for Apple Inc., registered in the U.S. and other countries.

Mastercard and Priceless Surprises are registered trademarks, and Mastercard ID Theft Protection and the circles design are trademarks, of Mastercard International Incorporated.

©2019 Mastercard. All rights reserved.

Samsung Pay

Use Samsung Pay almost anywhere you would swipe or tap your card. 

Samsung Pay with 1st Bank Yuma Mastercard® is here Use Samsung Pay with your Mastercard for a simple and highly secure way to pay with the latest Samsung devices. You can use your latest compatible Samsung device almost anywhere you shop – from your favorite clothing store to your local coffee shop.

Earn even more when you use Samsung Pay

You'll earn all your same rewards that come with your card, plus you’ll get points for every purchase made in Samsung Pay which you can use towards gift cards, products, and more. The more you use Samsung Pay, the more you get.

Shop Securely, Pay Privately

When you use Samsung Pay, every transaction is authenticated by your fingerprint, iris or PIN number, and a random token is used instead of your actual card details, so your information stays safe. Plus, you'll also get added protection against identity theft from Zero Liability coverage that already comes with your 1st Bank Yuma Mastercard.

All your cards in one place

Once you launch the app, you can securely load all of your 1st Bank Yuma Mastercard credit, debit, small business credit, and identifiable prepaid cards. You can also add your membership, rewards, and gift cards right to your phone so you always have them when you need them.

Click here for a list of compatible devices.

Samsung Pay is only compatible with select cards, carriers, and Samsung devices. See for compatibility.


We’re surprising cardholders any way you choose to pay. Use your 1st Bank Yuma Mastercard with Samsung Pay and you could be surprised.*

*NO PURCHASE NECESSARY. Must be 18 years or older. PIN and International Purchases ineligible. Click here for Official Rules.
Mastercard, Priceless, and Priceless Surprises are registered trademarks, and the circles design is a trademark of Mastercard International Incorporated.
©2017 Mastercard. All rights reserved. All third party trademarks and logos shall belong to their respective owners.
Samsung, Samsung Pay, Galaxy s7 and Samsung knox are trademarks or registered trademarks of Samsung electronics co., Ltd. Other company and ptroduct names mentioned may be trademarks of their respective owners. Screen images are simulated; actual appearance may vary. Samsung Pay is available on select Samsung devices.

Google Pay

Simple Setup

Adding your 1st Yuma Bank Mastercard credit, debit, or small business cards to Google Pay takes just a few minutes. First, download the app from Google Play or check to see if it’s already installed on your phone. Then, open the app and follow the instructions. Google Pay works on Android devices running KitKat 4.4 or higher.

Easy to Use

Google Pay works anywhere you see this symbol at checkout. Just unlock your phone and hold it near the terminal. You don’t even need to open the app. Stores and apps that accept Google Pay

Extra Security

When you use your phone to pay in stores, Google Pay doesn’t send your actual credit or debit card number with your payment. Instead, a virtual account number is used to represent your account information – so your card details stay safe. Plus, your 1st Bank Yuma Mastercard comes with Zero Liability* coverage for added protection against identity theft.

*Certain terms, conditions and restrictions apply. To learn more about Zero Liability, visit Google Pay is a trademark of Google LLC. Android, Google Pay, and the Google Logo are trademarks of Google LLC. Mastercard and Mastercard Nearby are registered trademarks, and the circles design is a trademark, of Mastercard International Incorporated. ©2018 Mastercard. All rights reserved.


Some of the most common questions received from cardholders include:

  • What are the benefits to me, the cardholder?
  • Is my card eligible for the service?
  • How does it work?
  • Is it safe? What happens if I lose my device?
  • Where can I use it?
  • How do I add a card to my digital wallet?
  • Something went wrong when I tried to add a card to the wallet.
  • My device doesn't work at my local pharmacy (or other retailer).
  • My device is lost or stolen.
  • My card is lost or stolen.


What are the benefits to me, the cardholder?

A digital wallet is simply a new way for you to access your card, allowing you to pay at participating retailers by using your device.

Is my card eligible for the service?

All Personal and Business Mastercard Debit cards are enrolled for you to enroll in your devices digital wallet.

How does it work?

The exact method varies by terminal or device, but in most cases, the cardholder will simply hold the device close to the contactless reader on the merchant terminal. The cardholder may need to unlock the device or enter a passcode before making the payment.

Is it safe? What happens if I lose my device?

Because the real card information is never exposed, tokenized payments are very safe. If the device is lost, the cardholder should call us, the bank, to suspend or deactivate the token. There is no need to hot card and replace the real debit card.

Where can I use it?

The number of merchants accepting tokenized payments is growing every day. You should look for the following symbols to identify where you can use their digital wallet.

How do I add a card to my digital wallet?

On a qualifying device, you will need to download the digital wallet of your choice and then follow the directions that are displayed. Once you’ve successfully added your card to your digital wallet, you may begin using your digital wallet.

Something went wrong when I tried to add a card to the wallet.

The initial provisioning activity is the only piece of the new service which requires an active Internet connection for the duration of the process. Common reasons your request may have failed include:

  • Network-related problems (bad or no Internet access; TSP/Issuer/Digital Wallet Provider outage)
  • Device software/hardware issues
  • Expired/reissued card
  • Card blocked (for example: not activated, reported lost, etc.)

My device is lost or stolen.

Call us when your device is lost or stolen. Specifically, your digital wallet provider is strongly encouraging users to self-service using the online or app version of “I've lost my device” and then put the device into Lost Mode. When the cardholder places their card in Lost Mode, all tokens in their wallet will be suspended. If they are not comfortable, are unable, or do not want to self-serve, the bank may perform the service for you.

My card is lost or stolen.

You are able to call us at any branch location during normal business hours or SHAZAM at 1-800-383-8000 when your debit card is lost or stolen.