Online Banking Security

1st Bank Yuma Online Banking service provides features to manage your money securely. However, there are steps that must be taken to ensure your personal information is safe against cyber criminals. Our personal information is important, valuable, and nearly impossible to recover once compromised. At 1st Bank Yuma, we are committed to making Online Banking secure and protected. However, we encourage you to take steps to secure your data before someone has a chance to steal it.


Make sure you're on the right site


To help ensure you at the real 1st Bank Yuma website before you sign in, check your browser address bar for: 


  • Green text/shading
  • Lock icon

Security Protocols


Online Banking uses industry-standard security protocols that protects and encrypts the data. Encryption helps create a secure environment for the information being transferred between your browser and 1st Bank Yuma.


These security protocols help safeguard data in 3 key ways:


  • Authentication prevents another computer from impersonating 1st Bank Yuma and ensures you are communicating with us.
  • Encryption encodes transferred data so that only authorized parties can view the scrambled data.
  • Data Integrity assures that information is only accessed by authorized parties.

Secure your computer


Some of the steps you can take to secure your computer and help protect your information is by:


  • Installing trusted and reputable spyware and virus-protection software.
  • Updated browser software.
  • Firewall software that prevents unauthorized users from gaining access to your computer or monitoring transfers of information to and from the computer.
  • Consider installing Anti-keylogging software that helps detect hidden keystroke logging malware and encrypt your keystrokes.

Monitor and Verify account activity


Through Online Banking, you are able to conveniently review your account activity and detect fraud early. Additionally, setting account alerts or debit card alerts will ensure you receive an email or text when certain transactions clear your account. If you receive an alert for unusual activity on your account, you can confirm the transactions through Online Banking as valid or fraudulent.


Create strong passwords


  • Avoid the use of personal information like names and social security number
  • Don’t choose passwords using dictionary words, phone numbers, dates, etc.
  • Choose passwords that aren’t easy to guess
  • Choose different passwords for different accounts or different sites
  • Create passwords according to website requirements
  • Never share them or write them down

Browse safely online


  • Ensure you’re on the real 1st Bank Yuma website before logging in to your Online Banking, check the browser bar
  • Ensure your computer is equipped with proper antivirus software and security settings
  • Only install applications from trusted, well-known sites
  • Understand the potential risk from using public or free Wi-Fi
  • Turn on the browser’s pop-up blocker
  • Don’t select “remember passwords”. If this is chosen, anyone with access to your computer can sign-in as you.
  • Avoid accessing financial accounts from multiple computers or devices
  • Types of online fraud

Social Engineering and Email

Mobile devices can also be infected by email attachments. Before you open an email:


  • Verify the source and recipients.
  • Watch for poor grammar and spelling mistakes.
  • Be especially careful with items sent to your Spam Folder.
  • If it seems too good to be true, it probably is.

Rule of Thumb - When in doubt, err on the side of caution.


Most common online threats


Viruses, malware and other programs may infect some mobile devices intending to steal your personal information or financial details. If your device supports traditional antivirus products, consider installing that software. Regularly, backup the device's data and keep a copy in a safe a secure location, such as an external hard-drive. This will allow you to restore your data in the event you need to reset your device in order to remove a harmful software threat.


1st Bank Yuma will never ask you to:


  • Reply to an email with any personal information such as your Social Security number, ATM or PIN; or
  • Claim your account may be closed if you fail to confirm, verify or authenticate your personal information via email
  • Be sure to delete any suspicious emails you receive before clicking any links or replying to it.


These suggestions are not inclusive and are strictly recommendations to help protect your mobile devices and personal data. If you experience intrusions or theft of personal data, 1st Bank Yuma is not liable in any way. This document is informational only and may not be used for commercial purposes. Please contact us at, 1-866-384-3226 or visit us at any of our branch locations.

Disclaimer: Information found within this page are for informational purpose and does not represent bank practice or services offered at its entirety.